/* ===================================
   HERO SECTION
=================================== */

.hero-loan{
    background:url("../websiteImage/Loans/Educationloan.webp") center center / cover no-repeat;
    position:relative;
    overflow:hidden;
}

.hero-loan::before{
    content:"";
    position:absolute;
    inset:0;
    background:linear-gradient(
        135deg,
        rgba(0,18,41,.88) 0%,
        rgba(0,30,72,.80) 50%,
        rgba(26,35,126,.75) 100%
    );
}

.hero-loan .hero-inner{
    position:relative;
    z-index:1;
}

/* ===================================
   PAYMENT SECTION
=================================== */

.payment-section{
    padding:90px 0;
    background:#f5f7fb;
}

.payment-grid{
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:80px;
    align-items:center;
}

/* LEFT CONTENT */

.payment-tag{
    display:inline-block;
    padding:10px 18px;
    background:#eef2ff;
    color:#21277a;
    border-radius:30px;
    font-size:.9rem;
    font-weight:600;
    margin-bottom:25px;
}

.payment-title{
    font-size:4.5rem;
    line-height:1.1;
    font-weight:700;
    color:#21277a;
    margin-bottom:18px;
}

.payment-title span{
    color:#d71920;
}

.payment-desc{
    font-size:1.1rem;
    line-height:1.8;
    color:#6b7280;
    max-width:540px;
    margin-bottom:30px;
}

.payment-features{
    display:flex;
    flex-wrap:wrap;
    gap:15px;
}

.feature-pill{
    display:flex;
    align-items:center;
    gap:8px;
    padding:12px 18px;
    background:#fff;
    border:1px solid #e5e7eb;
    border-radius:30px;
    font-size:.95rem;
    color:#374151;
}

.feature-pill i{
    color:#21277a;
}

/* RIGHT CARD */

.payment-card{
    background:#fff;
    padding:45px;
    border-radius:20px;
    box-shadow:0 15px 40px rgba(0,0,0,.08);
    border:1px solid #edf0f7;
}

.payment-card h3{
    color:#21277a;
    font-size:2.2rem;
    margin-bottom:12px;
}

.payment-card p{
    color:#6b7280;
    margin-bottom:25px;
    line-height:1.7;
}

.campus-select{
    width:100%;
    height:58px;
    padding:0 15px;
    border:1px solid #d1d5db;
    border-radius:10px;
    background:#fff;
    color:#374151;
    font-size:1rem;
    margin-bottom:20px;
    outline:none;
    transition:.3s ease;
}

.campus-select:focus{
    border-color:#21277a;
    box-shadow:0 0 0 3px rgba(33,39,122,.08);
}

.payment-btn{
    width:100%;
    height:58px;
    border:none;
    border-radius:10px;
    background:#d71920;
    color:#fff;
    font-size:1rem;
    font-weight:600;
    cursor:pointer;
    transition:.3s ease;
}

.payment-btn:hover{
    background:#bf141b;
}

.secure-note{
    margin-top:18px;
    padding-top:18px;
    border-top:1px solid #e5e7eb;
    text-align:center;
    color:#6b7280;
    font-size:.92rem;
}

.secure-note i{
    color:#16a34a;
    margin-right:6px;
}

/* ===================================
   RESPONSIVE
=================================== */

@media(max-width:991px){

    .payment-grid{
        grid-template-columns:1fr;
        gap:50px;
    }

    .payment-content{
        text-align:center;
    }


    .payment-desc{
        margin-left:auto;
        margin-right:auto;
    }

    .payment-features{
        justify-content:center;
    }

    .payment-title{
        font-size:3rem;
    }

    .payment-card{
        max-width:700px;
        margin:auto;
    }
}

@media(max-width:768px){

    .payment-section{
        padding:70px 0;
    }

    .payment-card{
        padding:30px;
    }

    .payment-title{
        font-size:2.4rem;
    }

    .payment-card h3{
        font-size:1.8rem;
    }

    .campus-select,
    .payment-btn{
        height:54px;
    }
}

@media(max-width:576px){

    .payment-title{
        font-size:2rem;
    }

    .feature-pill{
        width:100%;
        justify-content:center;
    }

    .payment-card{
        padding:25px 20px;
    }
}
.prog-grid{
    display: grid;
    grid-template-columns: 1.4fr 0.8fr;
    gap: 20px !important;
    align-items: center;
}
.prog-section{
    padding:60px 0;
}

.payment-content{
    max-width:650px;
}

.payment-tag{
    display:inline-block;
    padding:10px 20px;
    border-radius:50px;
    background:#eef2ff;
    color:#1e2d7d;
    font-weight:600;
    font-size:14px;
}

.payment-desc{
    font-size:1.15rem;
    color:#5f6c7b;
    line-height:1.8;
    margin-top:15px;
}

.payment-card{
    background:#fff;
    padding:40px;
    border-radius:24px;
    border:1px solid #e9edf5;
    box-shadow:0 15px 40px rgba(0,0,0,.08);
}

.payment-card h3{
    color:#1e2d7d;
    font-size:2rem;
    font-weight:700;
    margin-bottom:10px;
}

.feature-pill{
    display:flex;
    align-items:center;
    padding:12px 22px;
    border:1px solid #e5e7eb;
    border-radius:50px;
    background:#fff;
    color:#1e2d7d;
    font-weight:500;
}

.campus-select{
    height:58px;
    border-radius:12px;
}

.payment-btn{
    width:100%;
    height:58px;
    border:none;
    border-radius:12px;
    background:#e31b23;
    color:#fff;
    font-size:18px;
    font-weight:600;
    transition:.3s;
}

.payment-btn:hover{
    background:#c9161d;
}

.secure-note{
    border-top:1px solid #e5e7eb;
    padding-top:20px;
    color:#667085;
}

@media (max-width:991px){

    .payment-content{
        text-align:center;
        max-width:100%;
    }

    .payment-features{
        justify-content:center;
    }

    .payment-card{
        margin-top:10px;
    }
}